Cookie Policy

Last Updated: September 16, 2025

This Cookie Policy explains how Trade & Merchant Trade Services LLC ("Company," "we," "us," or "our") uses cookies and similar technologies to recognize you when you visit our website at lettercredit.com ("Site"). It explains what these technologies are and why we use them, as well as your rights to control our use of them.

1. What Are Cookies?

Cookies are small data files that are placed on your computer or mobile device when you visit a website. Cookies are widely used by website owners to make their websites work, or to work more efficiently, as well as to provide reporting information.

Cookies set by us are called "first-party cookies." Cookies set by parties other than us are called "third-party cookies." Third-party cookies enable third-party features or functionality to be provided on or through the website (e.g., advertising, interactive content, and analytics).

2. Why We Use Cookies

We use first-party and third-party cookies for several reasons. Some cookies are required for technical reasons for our Site to operate, and we refer to these as "essential" or "strictly necessary" cookies. Other cookies enable us to track and target the interests of our users to enhance the experience on our Site. Third parties serve cookies through our Site for analytics and other purposes. This is described in more detail below.

3. Types of Cookies We Use

a. Essential Website Cookies

These cookies are strictly necessary to provide you with services available through our Site and to use some of its features, such as access to secure areas. Because these cookies are essential to deliver the Site to you, you cannot refuse them without impacting how our Site functions.

b. Performance and Functionality Cookies

These cookies are used to enhance the performance and functionality of our Site but are non-essential to its use. However, without these cookies, certain functionality may become unavailable. They help us collect information about how visitors use our Site, allowing us to analyze and improve its performance.

c. Analytics and Customization Cookies

These cookies collect information that is used either in aggregate form to help us understand how our Site is being used or how effective our marketing campaigns are, or to help us customize our Site for you. We use services like Google Analytics to track site traffic and user behavior.

d. Third-Party Cookies

Our Site may contain links to other websites or services. Please be aware that we are not responsible for the privacy practices of such other sites. This policy applies solely to information collected by our Site. We may use third-party services that use cookies to help deliver their services.

4. How You Can Control Cookies

You have the right to decide whether to accept or reject cookies. You can exercise your cookie preferences by setting or amending your web browser controls to accept or refuse cookies. If you choose to reject cookies, you may still use our website, though your access to some functionality and areas of our site may be restricted.

Most web browsers provide settings to:

• Notify you when you receive a new cookie.
• Disable existing cookies.
• Set your browser to automatically reject cookies.

The means by which you can refuse cookies through your web browser controls vary from browser to browser. You should visit your browser's help menu for more information. Disabling cookies may impact the functionality of this and many other websites that you visit.

5. Changes to This Cookie Policy

We may update this Cookie Policy from time to time to reflect, for example, changes to the cookies we use or for other operational, legal, or regulatory reasons. Please re-visit this Cookie Policy regularly to stay informed about our use of cookies and related technologies. The date at the top of this Cookie Policy indicates when it was last updated.

6. More Information

For more information about our privacy practices, please review our Privacy Policy. If you have any questions about our use of cookies or other technologies, please contact us.